What to Expect from a Siding Warranty: Coverage & Claims
When you invest in new siding, you expect it to last. But what happens if it doesn’t? Siding warranties are the safety net that protect your home and your wallet. Still, the fine print can feel like a maze. That’s why understanding your siding warranty—before you need it—matters more than most homeowners realize.
At POM Siding, we’ve seen how a well-understood warranty makes all the difference. Whether you’re thinking about siding replacement, soffit and fascia repair near you, or a custom installation, knowing your rights is the first step to protecting your investment.
Why Siding Warranties Matter 🏠
A siding warranty isn’t just a piece of paper. It’s your backup plan against the unexpected—like a storm that rips panels loose or a hidden manufacturing flaw that shows up after the dust settles.
Warranties offer peace of mind. They can save you thousands in repair costs. But more than that, they’re proof that both your materials and installation are up to par. Think of it as insurance for your home’s outer shell.
But not all warranties are created equal. Some cover more, last longer, or have different rules. Getting familiar with yours—whether for vinyl, fiber cement, metal, or wood siding—means you’ll know exactly what to expect if something goes wrong.
Types of Siding Warranty Coverage
Siding warranties typically fall into two main categories:
- Manufacturer’s Warranty: Covers defects in the siding material itself. For example, if your fiber cement siding chips or warps under normal conditions, this is the warranty you’ll turn to.
- Installer’s (Workmanship) Warranty: Covers the quality of the installation. If panels are improperly fastened or flashing isn’t sealed, this warranty addresses those errors.
Some projects come bundled with both. For instance, when you work with a professional like POM Siding, you can expect warranty options that address both the material and the craft.
Material-Only vs. System Warranties
- Material-Only: Most common. Protects against product defects (like fading, cracking, or warping).
- Full System: May include related components like trim, molding, and even insulation, depending on the manufacturer.
Pro Tip: Always ask if your siding warranty includes related services like siding replacement or siding repair down the road.
Common Exclusions and Limitations
No warranty covers everything. It’s critical to spot the fine print—because sometimes the most common problems are the ones not covered.
What’s Usually Excluded?
- Improper installation: If you DIY or use an unlicensed contractor, the warranty may be void.
- Neglect or poor maintenance: Failing to clean gutters, remove mold, or fix minor damage can invalidate coverage.
- Acts of nature: Some warranties exclude storm, hail, or fire damage—unless you have specific storm coverage.
- Color fading beyond “normal” limits: Warranties often define what “normal” fading means. If your siding changes color dramatically, it may not be covered.
- Accidental damage: Impacts from lawn equipment or stray baseballs are generally excluded.
Duration and Transferability
- Limited Lifetime: This might not mean your lifetime—it’s often capped at 25-50 years and may drop in value if you sell your home.
- Transferable: Some warranties can be transferred to a new owner (often within a set period, like 10 years). This can boost your home’s resale value.
Always read the details—and ask questions before you sign.
How to File a Claim
It’s storm season. You notice a warped panel or water seeping in near your soffit. What now?
Filing a warranty claim shouldn’t feel like running an obstacle course. Here’s what to expect:
- Document the Problem: Take clear photos and notes. What’s damaged? When did you notice it?
- Review Your Warranty: Double-check what’s covered and what’s not. Look for deadlines—some claims must be filed within 30–60 days.
- Contact the Right Party:
- If it’s a material issue, call the manufacturer.
- If it’s an installation problem, contact your siding contractor.
- Provide Proof of Purchase & Installation: Save invoices and installation receipts. Many warranties require these.
- Schedule an Inspection: The company may send a representative to assess the damage.
- Get Written Confirmation: If your claim is approved, ask for details in writing—what will be fixed, and when.
Pro Tip: Keep all communications in writing (including emails and texts). This creates a paper trail if you need to escalate.
Safety First: Quick Checklist Before Filing
- Check for obvious hazards (loose panels, exposed nails, damaged soffit and fascia).
- Avoid climbing ladders if the area is wet or icy.
- If storm damage is severe, call a professional before inspecting closely.
For more on safety, reference the International Residential Code (IRC) for siding installation and maintenance practices.
DIY vs. Call a Pro
Some minor issues—like a loose piece of trim—might tempt you to handle them yourself. But be careful. Most warranties require professional service for repairs, or you risk voiding your coverage.
If you’re unsure, call for a siding inspection from a licensed pro. It’s the best way to protect your siding warranty and your home.
What Pros Do on Arrival
Professional siding contractors assess the issue with an expert eye. They document damage, check for hidden issues (like moisture in the walls), and verify whether the problem is covered by warranty.
They’ll also help you navigate the paperwork and often coordinate with the manufacturer or warranty provider, saving you time and stress.
Prevention & Maintenance: Keeping Your Warranty Valid 🧰
A warranty is only as strong as your maintenance routine. Here’s how to keep your siding covered:
- Clean siding regularly—at least once a year.
- Inspect caulking and seams, especially after storms.
- Keep trees and bushes trimmed away from your siding.
- Address minor repairs quickly.
Ignoring upkeep can be grounds for denial, so treat maintenance as your first line of defense.
Costs & Time Factors
Warranty repairs aren’t always instant. Here’s what to expect:
- Response time: Typically a few days to a week, longer during peak seasons or after major storms.
- Repair timeline: Simple fixes might take a day; bigger jobs could stretch into weeks.
- Hidden costs: Warranties may not cover labor, removal, or disposal fees—read the fine print.
When It’s an Emergency
Some damage can’t wait—like storm-damaged soffit letting in water. In these cases:
- Make temporary repairs to prevent more damage (like tarping exposed areas).
- Save receipts and document everything—these may be reimbursed.
- Notify your warranty provider as soon as possible.
Seasonal Considerations
Siding takes the brunt of every season. High winds, hail, or heavy snow can all lead to claims. Schedule routine checks in spring and fall to catch small issues before they grow.
Common Mistakes Homeowners Make
- Not registering the warranty in time.
- Throwing away receipts or installation documents.
- Attempting DIY fixes that void coverage.
- Ignoring small problems until they become costly.
Avoid these, and you’re already ahead of the curve.
Signs of Trouble: When to Consider a Claim
- Warping, cracking, or splitting panels
- Peeling paint or finish
- Persistent leaks around windows, doors, or soffit
- Mold or mildew growth despite regular cleaning
- Loose or missing trim and molding
Spot these? Don’t wait. Early action makes for smoother claims.
Timeline & Disruption: What to Expect
Warranty repairs can disrupt daily life—though most are quick and non-invasive. Expect some noise, dust, and activity around your property. Contractors will need clear access, so plan accordingly.
Materials & Equipment: What’s Involved
Repairs might involve replacing individual panels, re-caulking seams, or even upgrading flashing and insulation. Licensed pros use manufacturer-approved products to keep your warranty valid.
FAQ: Siding Warranty Essentials
Do I need to register my warranty?
Yes, most manufacturers require registration within a set timeframe after installation.
Can I transfer my warranty if I sell my home?
Often, but check the terms—some require paperwork within a certain window.
Does the warranty cover color fading?
Usually, but only up to a specified degree (measured by industry standards).
What about storm or hail damage?
Some warranties exclude these; check your homeowner’s insurance as a backup.
Smart Steps for Homeowners
- Register your warranty promptly.
- Save all receipts and documentation.
- Stick to a maintenance schedule.
- Contact a certified pro for repairs.
- Read the warranty’s fine print—every word.
Invest in Protection, Not Surprises
A siding warranty is more than a promise—it’s a partnership in caring for your home or business. At POM Siding, we help you navigate the process from installation to claim, so you’re never left in the dark.
Ready to safeguard your investment? Call POM Siding now — or reach us anytime at 888-870-1065 .